Mortgage
When purchasing or refinancing your home, call AAC. Our in-house mortgage specialist will work with you personally to find the financing that best fits your needs.
- Great rates
- Low closing costs
- Personalized service during and after financing
- Mortgage servicing kept local
Home Equity Loans
For whatever reason you need money, you can easily use the equity in your home and save! We will help you with the home equity product suitable to your situation. Remember these benefits, then consider us first:
- AAC Home Equity loans can be repaid by convenient payroll deduction
- AAC Credit Union pays the fees involved with obtaining your loan (exceptions apply when an appraisal is required)
Home Equity loans offer possible tax advantages. (consult your tax preparer)
| Home Equity Loan Rates |
| Effective Date: Tuesday, February 7th, 2012 |
| Term | Rate | Payoff Period |
| 15 Year with 5 Year Balloon |
5.75% |
180 Months |
| 15 Year with 7 Year Balloon |
5.75% |
180 Months |
| 10 Year Fixed |
5.99% |
120 Months |
| 15 Year Fixed |
5.99% |
180 Months |
| 20 year Fixed |
6.25% |
240 Months |
| HELOC |
5.75% |
120-180 Months |
| *Based on 80% of home value. |
