| Savings & Checking |
| Effective Date: Wednesday, September 8th, 2010 |
| APR | APY | Minimum to Earn Interest |
| Savings |
0.25% |
0.25% |
200.00 |
| Power Checking |
0.50% |
0.50% |
$2,000 - $9,999 |
| |
0.75% |
0.76% |
$10,000 - $24,999 |
| |
1.00% |
1.01% |
$25,000 - $49,999 |
| |
1.25% |
1.26% |
OVER $50,000 |
| Money Market |
0.50% |
0.51% |
$2000 - $10,000 |
| |
0.75% |
0.76% |
$10,000.01 - $25,000 |
| |
1.00% |
1.01% |
$25,000.01 - $50,000 |
| |
1.15% |
1.16% |
$50,000.01 - $99,999.99 |
| |
1.25% |
1.26% |
SUPER MONEY MARKET - BALANCE OVER 100k |
| Christmas Club |
1.00% |
1.00% |
5.00 |
| IRA |
2.00% |
2.02% |
$500.00 |
| Certificates of Deposit |
| Effective Date: Wednesday, September 8th, 2010 |
| Term | APR | APY | Minimum Balance |
| 6 Months |
0.60% |
0.60% |
$500.00 |
| 12 Months |
1.00% |
1.01% |
$500.00 |
| 18 Months |
1.35% |
1.36% |
$500.00 |
| 24 Months |
1.50% |
1.51% |
$500.00 |
| 36 Months |
1.75% |
1.76% |
$500.00 |
| 48 Months |
2.50% |
2.51% |
$500.00 |
| 60 Months |
2.75% |
2.75% |
$500.00 |
| Save to Win - 12 Month |
1.15% |
1.16% |
$25.00 |
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|
| Auto Loan Rates |
| Effective Date: Wednesday, September 8th, 2010 |
| All loan rates shown below are "As Low As." Individual rates are based on credit performance. |
| APR | Term |
| New Autos |
3.99% |
36 Months |
| |
3.99% |
48 Months |
| |
3.99% |
60 Months |
| |
4.50% |
72 Months |
| Used Autos |
|
|
| 2008-2009 |
4.25% |
Up to 60 Months |
| 2006-2007 |
4.50% |
Up to 48 Months |
| 2003-2005 |
5.50% |
Up to 48 Months |
| 2000-2002 |
6.95% |
Up to 48 Months |
| Older Models |
9.95% |
Up to 48 Months |
| Classic Cars |
9.95% |
Up to 60 Months |
| Includes: autos, vans, and trucks. Will finance up to 95% of the retail value according to the NADA. |
| Loan Rates |
| Effective Date: Wednesday, September 8th, 2010 |
| APR | Term |
| Motorcycle Loan - New |
5.90% |
60 Months |
| Motorcycle Loan - Used |
6.90% |
60 Months |
| Boat Loan - New |
5.90% |
180 Months |
| Boat Loan - Used |
6.90% |
180 Months |
| Recreational Vehicles - New & Used |
7.90% |
180 Months |
| Travel Trailers - New |
7.50% |
Based on Loan Amount |
| Travel Trailers - Used |
7.75% |
Based on Loan Amount |
| Motor Homes - New |
7.50% |
Up to 120 Months |
| Includes first three model years. Will finance 100% of the selling price. |
| Motor Homes - Used |
7.75% |
Up to 84 Months |
| Four thru nine model years old. Will finance 95% of the retail value according to the NADA. |
| Mobile Homes |
10.90% |
Loans secured 100% by regular shares will carry a 10.9% APR. |
| Personal Loans |
| Effective Date: Wednesday, September 8th, 2010 |
| APR | Term |
| Share Secured |
6.90% |
Loans secured 100% by regular shares will carry a 6.9% APR rate with a maximum repayment of 60 months. |
| Signature Loans |
11.90% |
Loans secured 100% by regular shares will carry a 6.9% APR rate with a maximum repayment of 60 months. |
| Home Equity Loan Rates |
| Effective Date: Wednesday, September 8th, 2010 |
| Term | Rate | Payoff Period |
| 15 Year with 5 Year Balloon |
5.90% |
180 Months |
| 15 Year with 7 Year Balloon |
5.95% |
180 Months |
| 10 Year Fixed |
6.25% |
120 Months |
| 15 Year Fixed |
6.50% |
180 Months |
| 20 year Fixed |
6.75% |
240 Months |
| HELOC |
5.75% |
120-180 Months |
| *Based on 80% of home value. |