Rates

Loans

Auto Loan Rates
Effective Date: Friday, November 27th, 2020
All loan rates shown below are "As Low As." Individual rates are based on credit performance.
ProductAPRTerm
AUTO LOANS    
2013 & Newer 2.99% Up to 36-48 Months
2013 & Newer 2.99% Up to 60 Months
2013 & Newer 2.99% Up to 72 Months
2013 & Newer 4.49% Up to 84 Months
2010-2012 3.99% Up to 48 Months
2010-2012 4.25% Up to 60 Months
Older Models 6.24% Up to 48 Months
Classic Cars 6.24% Up to 60 Months
Includes: autos, vans, and trucks. Will finance up to 95% of the retail value according to the NADA.

Loan Rates
Effective Date: Friday, November 27th, 2020
ProductAPRTerm
Motorcycle Loan - New 4.50% 60 Months
Motorcycle Loan - Used 5.50% 60 Months
Boat Loan - New 4.50% 180 Months
Boat Loan - Used 4.50% 180 Months
Boat maximum term based on loan amount

Recreational Vehicles - New 

4.50% 180 Months

Recreational Vehicle - Used

5.50% 120 Months
Recreational vehicles = Motor homes, travel trailers, quads, snowmobiles, etc.
All rates shown are "As Low As". Individual rates may vary based on credit review and other factors.

Personal Loans
Effective Date: Friday, November 27th, 2020
ProductAPRTerm
Share Secured 3.99% Max. 48 months
Signature Loans 11.90% Max. 48 months
All rates shown are "As Low As". Individual rates and terms may vary based on credit review and other factors.

Home Equity Loan Rates
Effective Date: Friday, November 27th, 2020
TermRatePayoff Period
15 Year with 5 Year Balloon 3.99% 180 Months
15 Year with 7 Year Balloon 4.25% 180 Months
10 Year Fixed 4.50% 120 Months
15 Year Fixed 4.50% 180 Months
20 year Fixed 4.99% 240 Months
HELOC 3.75% 120-180 Months
*Based on 80% of home value.
All rates shown are "As Low As". Individual rates may vary based on credit review and other factors.

Savings & Checking

Savings & Checking
Effective Date: Friday, November 27th, 2020
ProductAPRAPYMinimum to Earn Interest
Savings 0.20% 0.20% 200.00
FreePlus Checking 2.96% 3.00% Up to $10,000
Power Checking 0.25% 0.25% $2,000 - $9,999
  0.30% 0.30% $10,000 - $24,999
  0.40% 0.40% $25,000 - $49,999
  0.50% 0.50% OVER $50,000
Money Market 0.25% 0.25% $2000 - $10,000
  0.30% 0.30% $10,000.01 - $25,000
  0.35% 0.35% $25,000.01 - $50,000
  0.50% 0.50% $50,000.01 - $99,999.99
  0.50% 0.50% SUPER MONEY MARKET - BALANCE OVER 100k
Christmas Club 1.00% 1.00% 5.00
IRA 1.00% 1.01% $500.00
Health Savings Account 1.49% 1.50% $1.01 - $1000.00
  1.74% 1.75% $1000.01 - $5000.00
  1.74% 1.75% $5000.01 - $25,000.00
  1.74% 1.75% $25,000.01 and over

Certificate of Deposit

Certificates of Deposit
Effective Date: Friday, November 27th, 2020
TermAPRAPYMinimum Balance
6 Month 0.40% 0.40% $500.00
12 Month 0.50% 0.50% $500.00
18 Month 0.50% 0.50% $500.00
24 Month 0.55% 0.55% $500.00
36 Month 0.75% 0.75% $500.00
60 Months 1.00% 1.00%  
Let it Grow CD 0.50% 0.50% $25.00
Youth CD Special 2.97% 3.00% $50.00
To Open a CD - click here!

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